Expanded Loan Mortgage Programs

Platinum Mortgage Company is a 23Year Old DRE/HUD/NMLS Approved Mortgage Broker.

• Conv Loans With DTI Up To 58%

• Stated Income Loans – Up to 70% LTV

• FHA Loans – Only 0.5% Down

• Jumbo Loans 85% LTV – Up To $2M

• Foreign National Loans — 65% LTV

• Finance Up To 20 Properties

• DU REFI PLUS up to 125% LTV

• VA Loan - 100% – No Money Down

• USDA – 100% LTV – Zero Down

• FHA – Down to 500 FICO Score

• FHA 203K – 3.5% down

• Reverse Mortgage – No Income, No FICO

• Hard Money Loans – Up to 60% LTV

• Commercial Loans up to $10 Million

• NO MI Loans – Up to 95% LTV

• Manufactured Housing Loans

• Multifamily Loans – Up to 90% LTV….and more.

FOR PRE-APPROVAL :

http://pmcmortgageloans.com/mortgage_application.php
First, Complete out a loan application on our website -Go tohttp://www.pmcmortgageloans.com
-Click on Apply Now at the top
-Scroll to the middle of the page and Click on 3. Full Application

MORE LOAN PROGRAMS

 

• Agency / conventional loans to 97% with delegated MI and lender paid MI
• Freddie Mac conforming with blended ratios
• Homepath to 97% with no MI and no appraisal
• FHA
• Expanded FHA with min, fico 580 (Banks own product)
• FHA Streamlines with no special pricing
• Flips over and under 90 days. More than 20% ok
• 203K Streamline with up to $35K in repairs
• USDA Rural
• VA conforming and high balance
• DU Refi Plus to 105% LTV and unlimited CLTV.
• Freddie Open Access to 105%
• Freddie Mac Super conforming
• Jumbo's to $2M with 680 fico (Banks own product)
• W.I.S.H Program
• Use only One-Year of self-employed income to qualify - 2010 tax returns and a YTD Profit and Loss
• For a commission borrower, use commission 12-month average
• Expanded debt-to-income ratios To 58%
For W2 borrowers - No deduction of 2106 expenses when calculating debt-to-income 

FOR PRE-APPROVAL :

http://pmcmortgageloans.com/mortgage_application.php
First, Complete out a loan application on our website -Go tohttp://www.pmcmortgageloans.com
-Click on Apply Now at the top
-Scroll to the middle of the page and Click on 3. Full Application